My good friend and leadership consultant, Doug Smith always says “we were not meant to life alone!” I completely agree. I believe as humans we are designed by God to do life together. We all need help and we are stronger together than alone. We can all use a “coach.” I would define a coach …
Most of us have heard that we should “buy low and sell high” and “stay the course” during market downturns. However, like most things, it’s easier said than done. The reality is we are hard wired to do the opposite. Our natural reaction when the market is going down is to sell and when it’s …
Our country has been through many difficult times including the World War I, Great Depression, World War 2, Stagflation and oil shortages of the 70s, The Cold War, the 9/11 terrorist attacks, the Global Financial Crisis and now the Coronavirus pandemic. In times like these all need leadership to guide us through fear and panic. …
Right now, a lot of people are scared in the United States because of the Coronavirus, which is spreading, and we’re getting news alerts every day of the details of it spreading. Just recently, we learned the state of New York has ordered the national guard to quarantine an entire town. The entire country of …
With the new paradigm of working from home and isolation due to the Coronavirus you might be looking for some ideas of what to do. One of the ideas to get your mind away from the stress and fears of the time is to binge watch a new show. Here are 15 ideas to binge …
Congress has passed the SECURE Act as part of the Federal government spending bill and the President has signed it into law as of December 20th 2019, with most provisions going into effect January 1st 2020. There are many changes that affect retirement accounts with the passage of legislation, but I want to share how this …
There are certain questions Financial Professionals are asked quite frequently by clients, family, friends, or just the person we struck up a conversation with at the grocery store. Most of the time the question is something like: “what is a good stock pick right now?” or “what did the market do today? Another question that …
In the media today, you are often inundated with information about firms offering financial services. The messages you see may typically be focused on management of assets or focused on helping to develop a financial plan to achieve specific financial goals. You might be led to think of these services as one and the same, …
According to multiple news outlets, Congress looks set to pass the first major piece of retirement legislation in a decade this week, the SECURE Act. Secure is an acronym that stands for Setting Every Community Up for Retirement Enhancement. The vote is tied to the spending bill needed to keep the government open, which Congress …
Give more money to the charities you care about with this tip! It is Christmas season at Beratung, and with that Christmas season, it gets us thinking about one of our core values, Charitable. It is not only a core value for us, but also core value for a lot of the clients we work …
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