I just finished whitewater rafting on the Upper Yough with my integrator, Timothy. Once a quarter, he and I block off an entire day for what we call a Do Life Together Day. It’s one of the ways we live out our core value of Together. We believe it’s not enough to just be together, …
What Whitewater Rafting Taught Me About Leading a Team Read More »
Many people proudly manage their own investments. They enjoy the process, understand the strategies, and feel confident about the choices they’re making. But here’s something most do-it-yourself investors often overlook: just because you’re comfortable managing your portfolio doesn’t mean your spouse feels the same way.
Over the years, I’ve seen this play out in countless client meetings. And the reality is, the “DIY” approach works well—until it doesn’t.
Fourteen years ago, on Thanksgiving Day, November 24th, 2011, my father was called home to be with God. Today would have been his 77th birthday.
When it comes to investing, you’ll often hear people talk about bull markets and bear markets. But what do those terms really mean—and why do they matter for your financial future?
When it comes to retirement planning, one of the most common questions we hear is: Should I choose a Traditional IRA or a Roth IRA? The short answer is that it depends on how and when you pay taxes. The long answer is where it gets interesting.
I like to use a simple illustration—an umbrella. Just like an umbrella protects you from the rain, these accounts are designed to protect your money from taxes, but they work in very different ways.
Many people proudly manage their own investments. They enjoy the process, understand the strategies, and feel confident about the choices they’re making. But here’s something most do-it-yourself investors often overlook: just because you’re comfortable managing your portfolio doesn’t mean your spouse feels the same way.
When it comes to money, most people think in terms of income, expenses, and maybe savings. But the truth is, there are only five things you can do with your money—and how you prioritize them can completely change your financial future.
When people think about financial planning, they often assume the biggest value is investment advice, retirement projections, or tax strategies. While those are important, the feedback we hear most often from clients might surprise you.
The number one benefit they value most? Accountability.
I’ve been obsessed with the Savannah Bananas for years. I’ve studied them the same way I’ve studied the cultures at Zappos, Southwest Airlines, and Chick-fil-A. Why? Because culture is everything. When I see a group of people intentional about the culture they’re building, I want to learn from it. I want to take what they’re doing and see how it can help us shape the culture we’re building at Beratung Advisors.
When people think about investing, their minds often go straight to the markets. Stocks, bonds, mutual funds, exchange-traded funds, even real estate or business ventures. But there’s one investment that often gets overlooked—and it may be the most valuable one of all. It’s yourself.